Au
—Gold
XAU · USD / troy ozStandard Bullion
FX & PRECIOUS METALS
Follow global markets in one place
Track currencies, metals, stocks, and crypto. Convert currencies and compare transfer offers.
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Ag
—Silver
XAG · USD / troy ozStandard Bullion
$
—US Dollar
USD / EURFrankfurter
÷
—Gold / Silver
Troy ounce ratioSilver ounces per ounce of gold
HISTORICAL PRICES
Market performance
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Market summary
Gold—
Silver—
U.S. Dollar Index—
Your watchlist
Save currencies, metals, crypto, stocks, and indices on this browser.
Save a currency pair above or add an asset to get started.
Price alerts
Get an alert when a saved currency pair, metal, or cryptocurrency reaches your target. Keep this page open and active for checks.
Stocks, ETFs & indices
Browse 1,500 stocks across 12 exchanges, plus ETFs and global benchmarks. Select an asset to see its chart and trading details.
Top gainers
Top losers
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Listings from Stock Analysis · Quotes from Yahoo Finance. Quotes may be delayed or reflect the last close.
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Crypto markets
Top 50 cryptocurrencies by market cap. Select an asset for its profile.
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NFT collections
Browse up to 100 Solana NFT collections ranked by seven-day trading volume on Magic Eden.
Ethereum NFT collection
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Floor price is the lowest listed asking price. A dash indicates unavailable data.Economic calendar
Follow central bank decisions, inflation releases, and jobs reports. Times are shown in your local time zone.
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Calendar data by ShowMyTrades · Next 14 days
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Calculators
Currency converter
Convert at the latest available reference rate.
Loading currency list…30-day conversion history
Gold and silver melt value
Estimate the value of the metal in an item using its weight and purity.
30-day melt value history
Compound interest calculator
Project a balance with monthly contributions and an assumed annual return.
Contributions are added at the end of each month. The projection assumes a constant return and excludes taxes and fees.Compare money transfer providers
Get quotes for the same amount and delivery method, then enter the quoted rates and fees to compare what the recipient gets. Enter all sender fees that come out of your total budget.
Wise pricing · Remitly quotes · Western Union estimates
Market news
Headlines on gold, foreign exchange, and Federal Reserve policy.
Gold markets
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Federal Reserve
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Rate Atelier Blog
Practical guides to exchange rates, precious metals, and global markets.
MONEY TRANSFERS
How to compare two money transfer quotes
Compare what the recipient actually gets when both providers start with the same budget.
Read the guide
Ask each provider for the total amount you’ll pay, the exchange rate, and the amount the recipient will receive. Check whether the fee comes out of your budget, is charged on top, or is deducted by an intermediary.
Suppose you have 500 USD. Offer A charges 5 USD and quotes 0.88 EUR per USD. It delivers 435.60 EUR. Offer B charges 10 USD and quotes 0.90 EUR per USD. It delivers 441.00 EUR. The higher fee still leaves the recipient with 5.40 EUR more.
Check delivery time and any recipient-side charges before choosing. Quotes can expire, so compare offers close together.
Compare your two quotes →PRECIOUS METALS
How much gold is in an 18K ring?
Use the ring’s weight and karat to estimate the value of its gold content.
Read the guide
Karat expresses gold purity in parts out of 24. An 18K alloy is 18 ÷ 24, or 75% gold by weight. A 10-gram ring made entirely of 18K alloy therefore contains about 7.5 grams of pure gold.
Multiply the pure gold weight by the current price per gram. If your quote is per troy ounce, divide it by about 31.1035 to get the price per gram.
Weigh the metal separately if the item has stones or non-gold parts. A dealer’s offer can differ from the estimated metal value because of testing, refining, and resale costs. A finished piece can also carry value for its design or maker.
Estimate metal value →GLOBAL MARKETS
How to read a stock index quote
Understand the index level, point change, and percentage move at a glance.
Read the guide
An index level summarizes the performance of a group of securities using that index’s methodology. Its level is measured in points. Comparing the levels of two different indices tells you little because each uses its own starting value and weighting.
If an index moves from 5,000 to 5,050, it has risen 50 points, or 1%. Percentage moves are more useful for comparing benchmarks. Check the session and quote time, especially when comparing markets in different time zones.
Some rows use cash CFDs that track a benchmark. These are labeled in the quote table and can differ from the underlying index level. Exchange quotes can also be delayed or reflect the last close.
Explore stocks and indices →What affects gold prices?
Gold trades globally, usually in U.S. dollars. Real interest rates influence the opportunity cost of holding it, and shifts in the dollar can change what it costs in other currencies. Central bank purchases, investment demand, jewelry buying, and mine supply can also affect prices. These forces can pull in different directions, so compare moves over several time periods.
See gold prices →Why do exchange rates change?
Currency prices respond to relative interest rates, economic data, trade flows, and changes in investor demand. A release can move a pair when it differs from what markets expected. The reference rate gives you a comparison point for a bank or transfer quote, which may include its own spread and fees.
See USD to EUR →Gold vs. silver
Gold and silver serve different markets. Silver has substantial industrial demand, while gold demand also comes from central banks, jewelry, and investment. The gold-to-silver ratio compares their prices in the same units. A higher ratio means an ounce of gold costs more ounces of silver.
Compare gold and silver →What is spot price?
Spot price is a market reference for metal traded for near-term delivery. A retail coin or bar can carry a premium for fabrication, distribution, and dealer margin. Compare prices in the same unit and at the same purity. A troy ounce is about 31.1 grams.
See silver prices →About Rate Atelier
Purpose
Rate Atelier is an independently maintained market dashboard and calculator. It helps people compare currency quotes, estimate metal value, and follow market prices in one place.
Data sources and refresh intervals
- Frankfurter
- Currency reference rates. The dashboard checks every minute while active. The underlying rates are generally published daily or on business days. If Frankfurter is unavailable, the converters use ECB reference rates for supported currencies.
- Standard Bullion
- Gold, silver, platinum, and palladium bid and ask midpoints. The dashboard checks every minute and shows the feed timestamp.
- Yahoo Finance
- Stocks, indices, the U.S. Dollar Index, and copper futures. Quotes for the visible results are checked every five minutes while the page is active. Copper and the Dollar Index are checked with the dashboard. Quotes may be delayed or reflect the last close.
- CoinPaprika and CoinGecko
- Cryptocurrency quotes are checked every five minutes while active. CoinGecko provides supplemental price records and profile data.
- ShowMyTrades, FXStreet, CNBC, European Central Bank, and Federal Reserve
- The economic calendar and news feeds are checked every 15 minutes while their tabs are active.
Using the numbers
Rates may be delayed and should not be considered financial advice. Actual transfer, dealer, and trading prices can differ from the figures shown.
Price alerts are checked in your browser while the dashboard is open and active.